Money Transfer : Spreading The Speed Of Convenience

One of those times when you need to bail out your pesky teenager from a scrape while on his adventures on another backpacking trip, Money Transfer is the biggest help you can provide. Worst case scenarios like this aside, international Money Transfer is more than 150 year old financial practice that involves sending money from a country to another via transfer which has more or less has turned electronic these days.

The best part about money transfer is that the recipient gets the money in a matter of minutes, depending upon the remoteness of the destination location. Nowadays, no matter how remote the place where your friends or relatives are stuck, there ought to be a money transfer service operator within 15 km radius!! You need not even have a bank account to transfer or access the money!! Often the service is available throughout the week and at almost all hours.

Besides, money transfer is considered the safest way to transfer money because in case of most operators, the money is constantly tracked via a unique ID. This ensures that not only the money is collected only by the person for whom it is meant, but also its speedy remittance.

Most international money transfer companies have launched their online operations as online money transfer is becoming more and more popular. With the full advent of the age of e-commerce, it was inevitable. Transferring large or small sums of money is a matter of few clicks now, as customers sit in the comfort of their home and do most of their banking online.

No matter which money transfer service you use, they all are extremely professional, super-quick and very easy to operate. If security, speed and convenience is your priority, online money transfer takes the cake any given day. Just sit back, relax and leave all your money transfer worries to these services.

Get more help on money transfer and online shopping.

Money Is Not Made or Lost, It Is Just Transferred

Money is not made or lost? it is just transferred from one person to another. As hard as you may want to try, you will never be able to make any money. Even if you could, it would be illegal to do so; only the government makes money. The rest of us can just get it and move it around.

The good news is that you can also never lose money. If you do not have it, rest assured that someone else does.

But you can actually get all you want, even more than you want, if you know how to do it. Oprah and Trump know, and they use their knowledge to make themselves billionaires.

Do you know the 7 things that EVERYBODY wants? If you can find a way to give people at least one of these seven things, you can get as much money as you desire:

* more money

* less work

* more fun/sex/adventure

* less weight

* more success

* less stress

* more love

There are people who have all the money they want to spend. If you want to get rich, give people with money something to spend it on. The secret is that they must get MORE than they pay for.

Establish the value of what you have up front. Then offer it to people in a way that gives them more value for their money; more than the dollar amount they actually spend. If this also provides profit for you, what you have is a ?win-win? situation!

Kaleem Abdullah is a writer, network marketer, and radio broadcaster.

Paypal Offers New SMS-Based Money Transfer Service

PayPal has just launched a new service called PayPal Mobile. This service allows a PayPal user with an active mobile phone account to send a payment to another PayPal account -- even another mobile user with a PayPal account. Of course the PayPal user at the other end of the transaction could be either an individual or -- more importantly -- a merchant.

This system clears the way for PayPal to enter the potentially massive "micro-payment" market. With PayPal Mobile anyone with a PayPal account could pay electronically for goods purchased from any merchant also having a PayPal account. Of course this capability already exists, but most PayPal users are stuck with making PayPal transactions using their computers.

** SMS-based payment system

PayPal Mobile is mobile phone and SMS-based, which means you use text messaging to send the payment. That completely frees the user from dependence on his or her computer to access his or her PayPal account.

PayPal Mobile payments are sent by sending a text message to 729725 (paypal), and then keying in the amount and destination of the payment. The destination can be another mobile number, a regular land-line number, or the person's email address (the one registered with PayPal).

The new system currently only works with mobile phones in the U.K., U.S., and Canada, but is expected to expand to other countries once the bugs are worked out.

To make use of this system, you need an active PayPal account. Login into your account and go to your Profile. Click on Phone, and then click on the "Activate Payments" link. You will be asked to enter a PIN, and will be phoned at your number to confirm your activation.

Normal land-line numbers can be activated too, but of course, text messaging will not work with these. To send money by voice or keypad using your land-line, you call 1-800-4PAYPAL. Once the payment is sent, the person you are sending the money to will be notified by either an automated phone call, or by email.

** Potentially valuable for offline merchants

The important thing to notice about this is that it lets a merchant associate a normal land-line number with his or her PayPal account. So say you're an antique dealer in Toronto. A customer wants to buy something from you and says "Do you take PayPal?"

"Sure", you say, "Just send the payment to 416-123-1234". While he's standing in front of you your customer uses his cell phone to call PayPal and has the payment sent to your number. A minute later you receive an automated call informing you of the payment. And just to make sure, you check your online account to see if the funds have been transferred.

** PayPal is targeting mobile users

It is fairly obvious who PayPal is targeting with this new text messaging payment service. It is a perfect fit for cell phone users who regularly use text messaging, and who also regularly buy things requiring fast, hassle-free micro payments. Digital music is the most obvious example.

Other micro-payment systems are typically tied in with cell phone companies, payment processing companies that focus on merchant services, or in-house solutions like those provided by iTunes. That's all right if you deal with a limited number of vendors. But for customers who want to use this service for several vendors, they are forced to use a mish mash of payment processors depending on the merchant they are dealing with.

Clearly there is a need for a reliable third party system that stands apart from specific merchants, specific banks, and specific credit card companies. A payment processing service provided by a broadly-used and legitimate money clearing house like PayPal seems like a pretty good idea, and one that has the potential to seriously increase the PayPal user base at the same time.

Rick Hendershot publishes Linknet News | Reduce mobile phone costs - Free tips and secrets | Free sms service - Send gsm sms to German mobile phone users.

Free Credit Cards and Balance Transfers Allow You to Manage Your Debt Wisely

If you're being squeezed by the high interest rates and fees charged by your credit companies, it might be time to rethink your financial strategy. In today's marketplace, credit card companies compete for your business. You can take advantage of free credit cards and balance transfer options to make purchases, manage your credit card debt, and avoid paying high interest rates and fees.

The first key to taking charge of your credit card debt is to understand the options available to you. Free credit cards not only offer you a cushion of financial security, but when used wisely, they can also help you lower or erase the interest rates you're currently paying. In effect, the money you spend each month on interest charges becomes money you can use to pay down your debt or to spend as you see fit.

As an example, if you have a $7,000 balance on a credit card that charges 18 percent APR, and you're paying $210 (3 percent) per month, it will take you over 18 years to pay off the debt. In the process, you will have paid $6,698 in interest!

If, however, you took advantage of the balance transfer option on free credit cards with a 2.99 percent APR, your $7,000 debt will be paid off in a little under 11 years, with a total of $611 paid in interest charges. That's a savings of $6,087!

When you receive offers of free credit cards and balance transfer offers, it's important to read the fine print. Sometimes, the initial low interest rate will jump to a high interest rate after six months. Other times, though, the low interest rate will be maintained throughout the life of the loan.

Increasingly, consumers are seeing the wisdom in using free credit cards and balance transfer to manage their debt. While it takes some time and diligence to keep track of the various offers and to use balance transfers to your advantage, the benefits are well worth it.

Balance transfer is also a good tool to use if you've gone over your credit limit on one of your credit cards. Many credit card companies charge outlandish monthly fees when the cardholder exceeds his or her credit limit. By anticipating this problem and having free credit cards available that offer balance transfers, you can easily transfer a portion of your initial credit card debt to a second card, thereby avoiding penalty fees.

Free credit cards and balance transfer options are important components of financial health, and can allow you to manage your debt painlessly.

Chris Robertson is an author of Majon International, one of the worlds MOST popular internet marketing companies on the web. Visit this FinancingInvesting Website and Majon's FinancingInvesting directory.